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It's deeply trusted culturally — but entirely manual. Groups are managed through phone calls, WhatsApp threads, and in-person handshakes. There's no transparency on payments, no accountability on draws, and no central record of who's owed what. When someone misses a payment or disputes a draw result, the whole group suffers. Mekina Equb Bot set out to digitalize this system inside Telegram by being transparent, accessible, and trustworthy without requiring users to download anything new.","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"1dea6760-5247-4f82-ac25-a916374a50aa"},{"id":"7fb022b3-cbe0-4dc7-982a-b4e2b4e139cd","value":"Ethiopian adults aged 20–45 who participate in or organize Equb savings groups — including salaried workers, small business owners, and freelancers who save specifically to afford vehicles (hence 'Mekina' — Amharic for 'car').","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"2c7a2bbe-d2f7-4d5c-b562-fef361d6d080"},{"id":"980b35a7-d58f-4b40-8243-14dd4155bde4","value":"Save systematically with peers to fund a large purchase (usually a car)|Track their contributions and draw results|Trust that the process is fair and transparent|Organizers want to manage payments and member communications efficiently","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"1c21fc4f-5941-479f-ba98-99db9ef1c955"},{"id":"577c0bb3-234d-4160-99f4-bd6ba19c7353","value":"No transparency into who has paid and who hasn't|Disputes over draw fairness — no verifiable random selection|No single place to view contribution history, remaining rounds, or upcoming draws|Organizers overwhelmed managing payments and member communications manually|No formal way to submit a cancellation or special request","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"0c3529ae-fa88-494a-a66a-4fc3bfa2d8d3"},{"id":"bcb7100c-d57c-4147-8a5c-b5ca28865977","value":"Understand how Equb members and organizers currently manage savings groups and where trust breaks down","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"5caf2500-22a5-4cbf-90eb-587e47739a32"},{"id":"46597ad5-6492-4b07-a514-7e5b0b9bcc3c","value":"User interviews with Equb participants and organizers|Competitive analysis of savings apps and ROSCA platforms|Study of Telegram Mini App ecosystem and patterns","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"ed35c182-6eab-4a68-98b5-319665580c10"},{"id":"c10fdf5f-1caa-41f7-9a4b-3c82b825a474","value":"Trust is the #1 design requirement — every interaction needs to feel verifiable and official|Users already live inside Telegram so reducing friction to zero means building inside Telegram not outside it|The draw (spinner) moment is highly emotional — it needs ceremony and clarity|Both the member (contributor) and the organizer (provider) have very different needs — two user types to design for|Payment status visibility (Payment Pending tags) reduces anxiety and late payments","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"0e9c077a-2aef-45df-b028-46f628e29fa9"},{"id":"b6e2572f-17da-4542-98e6-8752cc193fb6","value":"A full-featured Telegram Mini App with 35+ screens covering: bot entry and onboarding (contact share, registration, confirmation); Explore tab (browse and filter available Equbs by vehicle, contribution, slots); provider profiles with verification badge; Equb detail with savings plan info, members list, round schedule, and payment terms; join flow; member dashboard with payment status and draw schedule; payment flow with receipt generation and payment history; live draw with animated spinner, winner announcement, and prize collection; draw history; special requests (postponement and cancellation); and profile and settings.","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"2e4ef859-a594-47ef-8651-825b333e6a2d"},{"id":"9a806a89-f542-4741-83e3-02cc5a84e680","value":"Reduction in payment disputes due to transparent history tracking — to be measured|% of users who completed onboarding without support — to be measured|Average time from bot start to Equb join — to be measured|User trust/satisfaction rating after first draw experience — to be measured","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"8c686487-39b9-4d4b-a3a6-968d461a1667"},{"id":"755da78b-fe23-47fc-a79a-93e033745347","value":"Designing for trust is a first-class UX problem — in fintech every visual and flow decision either builds or erodes confidence|Platform-native design pays off — building inside Telegram meant users needed zero onboarding on the app itself|Culturally grounded design matters — respecting the ceremony of the draw and the trust of the group was key|Two user types in one product (members and providers) required careful information architecture to avoid breaking both flows","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"8845d525-0b33-4c83-872c-134fa11d246f"},{"id":"99071051-9960-403e-9c23-df8786d0d2b4","value":"{\"image\":\"4898ed772864d66e91e863f3405a58c22b7d4cc9\",\"imageThumbnail\":\"8e4d6a4600f10fdadf2bd9e87cc946effa5af4db\",\"originalImageHeight\":3000,\"originalImageWidth\":4500,\"altText\":\"\",\"fileName\":\"mekina cover.jpg\"}","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"2bb4cab7-4d17-466a-922e-3e978f170755"},{"id":"44ea4598-af0f-4ccb-add2-e7b6e918a6d5","value":"2 Months","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"48b0230d-1e1f-4dee-8469-71c745a4e5eb"},{"id":"d60d8631-6440-49d9-9082-fc4330accf03","value":"{\"image\":\"9781085ca8663f6fce1205b111ef255e4b596e3c\",\"imageThumbnail\":\"607d41892213c5897d1a1859e2f2736ae589854c\",\"originalImageHeight\":1346,\"originalImageWidth\":2560,\"altText\":\"\",\"fileName\":\"equb image.jpg\"}","itemId":"2c293607-588d-41fe-9548-064be6299da1","fieldSchemaId":"f8e1f950-d076-481c-8346-bef1d7278bdb"}]}}}},"slugByItemId":{"f5524e22-68c8-465f-83ad-6867d4eb0ce8":"layoverlife-ai-smart-layover-companion","60b2e786-5592-4d30-9961-665a4b5fff7d":"frontline-policy-research-b2b-platform","2c293607-588d-41fe-9548-064be6299da1":"mekina-equb-bot-telegram-mini-app","a8bcc95c-279c-4434-8387-b2e42aab39ed":"ncis-national-credit-intelligence-system","7ea7f92f-850d-45d7-ae35-80acd1a0f890":"read21-teacher-certification-platform","9d6ffa50-ef73-4ef7-b576-7fc90e93aad5":"melkam-guzo-flight-booking-app","6001e698-0af3-4100-8ec1-eb452f963964":"e-lmis-digital-court-system","e24cadb0-ba3e-496f-af3c-5061efe44c48":"eco-addis-mobile-super-app","8fd36b2c-06fd-4a45-82f0-79d4527eca22":"bet-gebeya-property-listing-viewing-scheduler"}}